National Bank made 3 billion pounds for the central Bank initiative of real estate finance
Published on: Mar 3, 2016
Transcripts - National Bank made 3 billion pounds for the central Bank initiative of real estate finance
»اﻷﻫﻠﻲ«ﻳﺮﺻﺪ3اﻟﻌﻘﺎري ﻟﻠﺘﻤﻮﻳﻞ ﻛﺰياﻟﻤﺮ ﻟﻤﺒﺎدرة ﺟﻨﻴﻪ اترﻣﻠﻴﺎ
اﳌﺼﺮي اﻷﻫﻠﻲ اﻟﺒﻨﻚ وﻗﻊ ،اﳌﺎﺿﻲ ﻣﺎﻳﻮ ﺷﻬﺮ ﺧﻼل اﳌﺼﺮي ﻛﺰياﳌﺮ اﻟﺒﻨﻚ أﻃﻠﻘﻬﺎ اﻟﱵ اﻟﻌﻘﺎري اﻟﺘﻤﻮﻳﻞ ﳌﺒﺎدرة ًﻼﺗﻔﻌﻴ
اﻟﻌﻘﺎري اﻟﺘﻤﻮﻳﻞ ﺑﻨﻈﺎم ﺳﻜﻨﻴﺔ وﺣﺪات اءﺮﺷ ﻟﺘﻤﻮﻳﻞ ﻳﺔراﻟﻌﻘﺎ ﻛﺔﺷﺮ ﻣﻊ ﺗﻌﺎون ﻛﻮلﺑﺮوﺗﻮ.وذﻟﻚﻣﻦ ادﺮﻟﻸﻓ ﲤﻮﻳﻞ ﺗﻘﺪﱘ ﺪف
اﻟﺘﻤﻮﻳﻞ ﻫﺬا ﻣﻦ وﻳﺴﺘﻔﻴﺪ ،ﺳﻜﻨﻴﺔ وﺣﺪات ﳝﻠﻜﻮن ﻻ اﻟﺬﻳﻦ اﳊﺮة اﳌﻬﻦ أﺻﺤﺎبو ﻳﺔراﻟﺘﺠﺎ اﻷﻧﺸﻄﺔ أﺻﺤﺎبو اﳌﻮﻇﻔﲔ
ﻗﺪرﻩ ﻣﺪﻳﻦ ﻋﺎﺋﺪ ﺑﺴﻌﺮ اﻟﺘﻤﻮﻳﻞ ﻋﻠﻰ اﳊﺼﻮل ﳍﻢ ﻳﺘﻴﺢ إﻧﻪ ﺣﻴﺚ ،اﻟﺪﺧﻞ ﻣﺘﻮﺳﻄﻮ ادﺮاﻷﻓ8%ﺳﻜﻨﻴﺔ وﺣﺪات اءﺮﻟﺸ ﺳﻨﻮﻳﺎ.
ﻫﺸﺎ اﻟﺘﻮﻗﻴﻊ ﺣﻀﺮ واﳌﺼﺮﻓﻴﺔ ﺋﺔﺰاﻟﺘﺠو اﻟﻔﺮوع ﳎﻤﻮﻋﺔ ﺋﻴﺲر ،ﺣﺠﺎزي وﺣﺎزم ،اﳌﺼﺮي اﻷﻫﻠﻲ إدارة ﳎﻠﺲ ﺋﻴﺲر ،ﻋﻜﺎﺷﺔ م
ﻛﺔﺷﺮ إدارة ﳎﻠﺲ ﺋﻴﺲر ﻧﺎﺋﺐ ،ﺷﺘﺎ وﺧﺎﻟﺪ ،ﺑﺎﻟﺒﻨﻚIGIﻟﻴﺔواﻟﺪ ﻟﻠﻤﺠﻤﻮﻋﺔ اﳌﻨﺘﺪب اﻟﻌﻀﻮ ،ﳐﺘﺎر وﻧﺎﺟﻲ ،ﻳﺔراﻟﻌﻘﺎ
رﺻﺪ اﻷﻫﻠﻲ اﻟﺒﻨﻚ أن ﺑﺎﻟﺬﻛﺮ اﳉﺪﻳﺮ3ﺟﻨ اترﻣﻠﻴﺎﻣﻨﻄﻠﻖ ﻣﻦ ﻓﻴﻬﺎ ﺷﺎرك اﻟﱵ اﻟﻌﻘﺎري اﻟﺘﻤﻮﻳﻞ ﳌﺒﺎدرة أوﱃ ﻛﻤﺮﺣﻠﺔ ﻴﻪ
وﻣﺘﻮﺳﻄﻲ ﶈﺪودي ﺗﻘﺎم اﻟﱵو ،ﻟﻠﺮﻫﻦ ﻗﺎﺑﻠﺔ ﻗﺎﺋﻤﺔ ﺳﻜﻨﻴﺔ وﺣﺪات اءﺮﺷ ﲤﻮﻳﻞ ﺪف ،ﻛﺰياﳌﺮ اﻟﺒﻨﻚ ﳏﺎﻓﻆ ﳌﺒﺎدرة اﻻﺳﺘﺠﺎﺑﺔ
ﻳﺔراﳉﻤﻬﻮ ﻣﺴﺘﻮى ﻋﻠﻰ اﻟﺪﺧﻞ.
ﻟﻮﻳﺎﺗوأ ﺿﻤﻦ داﺋﻤﺎ ﻳﻀﻊ اﻷﻫﻠﻲ اﻟﺒﻨﻚ إن ﺣﺠﺎزي ﺣﺎزم وﻗﺎلاﻟﻌﻘﺎري اﻟﺘﻤﻮﻳﻞ ﳎﺎل ﰲ ﻟﺔوﻟﻠﺪ اﻟﻌﺎﻣﺔ اﻟﺴﻴﺎﺳﺎت ﺗﻨﻔﻴﺬ ﻪ
اﺋﺢﺮﺷ ﲨﻴﻊ وﻣﺴﺎﻧﺪة ﺗﺸﺠﻴﻊ ﻋﻠﻰ ًﺎإﳚﺎﺑﻴ ﻳﻨﻌﻜﺲ ﲟﺎ ﺑﺎﳉﻤﺎﻫﲑ ﺗﺒﻄﺔﺮاﳌ اﻟﺼﻨﺎﻋﺎت أﻛﺜﺮ ﻣﻦ ﺗﻌﺪ اﻟﻌﻘﺎر ﺻﻨﺎﻋﺔ أن ﺑﺎﻋﺘﺒﺎر
اﻻﻗﺘﺼ اﻟﺘﻨﻤﻴﺔ ﻋﺠﻠﺔ ﻟﺪﻓﻊ اﺮﻣﺆﺛ ﻋﺎﻣﻼ أﻳﻀﺎ ﺗﻌﺪ اﻟﺼﻨﺎﻋﺔ ﻫﺬﻩ أن ﻛﻤﺎ ،ﺎﻣﺘﻄﻠﺒﺎ ﻛﻞ ﰲ ﺘﻤﻊاﺳﻌﺮ اﳔﻔﺎض وﻳﺄﰐ ،ﺎدﻳﺔ
ﳏﺪودي وﻣﻦ اﳌﻮﻇﻔﲔ ﻣﻦ ادﺮاﻷﻓ اﻟﻌﻤﻼء ﻟﺸﺮﳛﺔ اﳌﻨﺘﺞ ﺗﻘﺪﱘ ﺪف ﻋﺎﻣﺎ ﻳﻦﺮﻋﺸ إﱃ ﺗﺼﻞ اﻟﱵ اﻟﺴﺪاد ﻣﺪة وﻃﻮل اﻟﻌﺎﺋﺪ
ﳛﺘﺎﺟﻮن اﻟﱵ اﻟﺴﻜﻨﻴﺔ اﻟﻮﺣﺪات ﻋﻠﻰ اﳊﺼﻮل ﳍﻢ ﻟﺘﺘﻴﺢو اﳊﺮة اﳌﻬﻦ أﺻﺤﺎبو ﻳﺔراﻟﺘﺠﺎ اﻷﻧﺸﻄﺔ أﺻﺤﺎبو اﻟﺪﺧﻞ وﻣﺘﻮﺳﻄﻲ
ﻣﻴﺴﺮ ﺑﺸﺮوط ﳍﺎﻢارﻗﺪ ﻣﻊ ﺗﺘﻨﺎﺳﺐ ة.
ﻛﺔﺷﺮ إدارة ﳎﻠﺲ ﺋﻴﺲر ﻧﺎﺋﺐ ،ﺷﺘﺎ ﺧﺎﻟﺪ وﻗﺎلIGIاﻟﱵ ﻛﺰياﳌﺮ اﻟﺒﻨﻚ ﻣﺒﺎدرة ﺿﻤﻦ ﲤﻮﻳﻠﻬﺎ ﻳﺘﻢ اﻟﺴﻜﻨﻴﺔ اﻟﻮﺣﺪات إن ،
اﻟﻐﺮض ﳍﺬا ﺟﻨﻴﻪ اترﻣﻠﻴﺎ ﻋﺸﺮة أﺗﺎﺣﺖ.
ﻋﻦ اﻟﺸﻬﺮي اﻷﺳﺮة دﺧﻞ ﻳﺘﺠﺎوز أﻻ ﺗﺸﻤﻞ اﻟﻮﺣﺪات ﻫﺬﻩ ﻋﻠﻰ اﳊﺼﻮل ﺷﺮوط أن أﺿﺎفو10اﻟﺴو ﺟﻨﻴﻪ آﻻفﻋﻦ ﻨﻮي
120ﺗﻪﺮأﺳ أو ﻟﻠﻤﺘﻘﺪم ﺳﺒﻖ ﻗﺪ ﻳﻜﻮن أﻻو ،ﺟﻨﻴﻪ أﻟﻒ)اﻟﻘﺼﺮ اﻷوﻻدو اﻟﺰوﺟﺔو اﻟﺰوج(وﺣﺪات ﻋﻠﻰ ﻗﺒﻞ ﻣﻦ اﳊﺼﻮل
ﻋﻦ ﻳﻘﻞ ﻻ ﻣﺎ ﺳﺪاد ﺗﺘﻀﻤﻦ اﻟﺪﻓﻊ ﺷﺮوط أن إﱃ ﺷﺘﺎ أﺷﺎرو20%ﲝﺪ ﻳﺔﺮﺷﻬ أﻗﺴﺎط ﻋﻠﻰ ﻳﺴﺪد اﻟﺒﺎﻗﻲو اﻟﻮﺣﺪة ﻗﻴﻤﺔ ﻣﻦ
أﻗﺼﻰ20ﻣ ﻣﺪﻋﻤﺔ ﺑﻔﺎﺋﺪة ًﺎﻋﺎﻣﺘﻨﺎﻗﺼﺔ8%ﻋﺎم ﻣﻦ أﻗﻞ ﺧﻼل اﻟﻮﺣﺪات ﺗﺴﻠﻴﻢ ﺳﻴﺘﻢ أﻧﻪ أوﺿﺢو ،IGI.
National Bank made 3 billion pounds for the central Bank initiative of real
National Bank signs Cooperation Protocol with The Real Estate Company to fund the
purchase of residential units through Mortgage Finance System. This protocol was
part of the activation of the Mortgage Initiative which was launched last May.
This initiative aims at funding employees, business owners, and self employed
individuals in addition to individuals with middle income to purchase their own
residential units while providing them with the funding with the price of return of
The signing was attended by the chairman of National bank Hisham Okasha,
Chairman of the Group branch banking and retail Hazem Hegazy, Vice Chairman of
IGI Real Estate Company Khaled Sheta, and Nagy Mokhtar, managing director of
the International Investment Group (IGI).
It is also worth mentioning that the National Bank Collected 3 Billion Egyptian
pounds as part of the first phase of the Real-estate funding initiative. The bank
participated as a response to the governor of the Central Bank initiative to
encourage financing the purchase of mortgage able housing units, which will be
targeting low-and middle-income level individuals throughout the country.
Mr. Hazem Hegazy also stated that one of The National Bank priorities is the
implementation of the state policy in the field of real estate financing. Considering
that the Real estate industry is one of the more masses associated industries. The
industry also has a positive impact on the promotion and helping all segments of
society in meeting their requirements. The real estate industry is also a factor in
promoting economic development.
He Also stated, that the decrease in the interest rate and the increase of the
repayment period of up to twenty years helped in providing the opportunity to a
segment that includes employees, low-and middle-income homeowners and
business owners and self-employed. This allowed them to acquire residential units
with conditions that fit their means.
Khaled Sheta, Vice Chairman of IGI Company, stated that the housing units are
funded under the initiative of the central bank, which allocated ten billion pounds
for this purpose
He also added that the only condition for getting one of those units is that the
family income should not exceed 10 thousand pounds monthly and 120 thousand
pounds annually. It is also required that the applicant or the applicant’s immediate
family (spouse and underage children) should not have Obtained a subsidized
housing units before.
He added that the payment terms include payment of at least 20% of the value of
the unit and the rest in monthly installments to be paid over a maximum of 20
years, supported by declining interest rate of 8%, and explained that the units will
be delivered in less than a year.